These Terms and Conditions ("Terms") govern your access to and use of the Florida First-Time Homebuyer Webinar website located at floridafirsthomewebinar.com (the "Site") and your registration for and participation in the Florida First-Time Homebuyer Webinar and Smart Homebuyer Workshop (collectively, the "Program"). By accessing this Site or registering for the Program, you agree to be bound by these Terms.
This Site is operated by Smart Mortgage Solutions LLC, a Florida-licensed mortgage lender (NMLS: 2152851), located at 6601 Park of Commerce Blvd, Suite 12-182, Boca Raton, FL 33487.
The Florida First-Time Homebuyer Webinar is a free, live educational event hosted by Charlie Simmons, Loan Officer at Smart Mortgage Solutions LLC (Personal NMLS: 2271521). The Program is designed to educate Florida residents about the home buying process, available loan programs, and down payment assistance options. The Program is offered for informational and educational purposes only.
By providing your mobile phone number and checking the SMS opt-in checkbox on our registration form, you consent to receive up to 4 marketing and informational text messages per month from Smart Mortgage Solutions LLC regarding the webinar, reminders, and related mortgage services.
The Program is open to individuals 18 years of age or older who reside in the United States. By registering, you confirm that the information you provide is accurate and complete. Smart Mortgage Solutions LLC reserves the right to cancel or modify the webinar at any time, with or without notice.
All content provided through the Program, including the webinar, the Smart Homebuyer Workshop, and any accompanying materials, is for educational purposes only. Nothing in the Program constitutes a commitment to lend, a loan approval, a rate lock, or any other binding offer. Loan approval is subject to credit review, income verification, and all applicable underwriting guidelines. Not all applicants will qualify for all loan programs.
Participants who complete the Smart Homebuyer Workshop may be eligible to receive up to a $1,000 lender credit toward eligible closing costs on a completed Smart Mortgage Solutions LLC loan. This credit is subject to the following conditions:
All content on this Site and within the Program — including text, graphics, logos, and course materials — is the property of Smart Mortgage Solutions LLC and is protected by applicable copyright and intellectual property laws. You may not reproduce, distribute, or create derivative works from any Program content without our prior written consent.
The Program and this Site are provided "as is" without warranty of any kind. Smart Mortgage Solutions LLC makes no representations or warranties regarding the accuracy, completeness, or fitness for a particular purpose of any content provided through the Program. We do not guarantee that the Site will be available at all times or free from errors or interruptions.
To the fullest extent permitted by law, Smart Mortgage Solutions LLC shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of this Site or participation in the Program, even if we have been advised of the possibility of such damages.
Your use of this Site and participation in the Program are also governed by our Privacy Policy, which is incorporated into these Terms by reference.
These Terms are governed by the laws of the State of Florida, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved in the courts of Palm Beach County, Florida.
We reserve the right to modify these Terms at any time. Changes will be effective upon posting to this page. Your continued use of the Site or participation in the Program after any changes constitutes acceptance of the updated Terms.
If you have questions about these Terms, please contact us: